Income and Expenses of Eighth District Member Banks

نویسنده

  • R. ALTON GILBERT
چکیده

The profitability of banks depends upon a number of factors including existing business conditions, bank size, efficiency of operations, leverage (volume of deposits to equity capital), and the extent of competition among banks. Overall bank profitability and some determinants of profitability can be measured by using a number of operating ratios as rate of return on capital, rate of return on assets, ratio of capital to assets, rate of return on loans, and labor costs to operating income.

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تاریخ انتشار 2003